Top 5 Things To Know Before You Take a Loan | വായ്പ എടുക്കുന്നതിന് മുമ്പ് ചോദിക്കേണ്ട 5 ചോദ്യങ്ങൾ..!Start your Journey to Become Rich with IndianMoney's Financial Freedom App, Download here https://indianmoney.com/ffa/FmClKEodOS വായ്പ എടുക്കുന്നതിന് മുമ്പ് ചോദിക്കേണ്ട 5 ചോദ്യങ്ങൾ In this video, we will discuss 5 important things to remember before taking any loan, watch the full video for the complete information. There are no shortcuts to become rich but don’t worry, we have some secrets for you. In the Financial Freedom App, we have compiled all those secrets into readily consumable doses of financial wisdom. As you know, when you take control of your finances, you basically take control of your life. With the Financial Freedom app, we aim to empower the common man of India with the much-needed awareness and knowledge of personal finance subjects. Download here (https://indianmoney.com/ffa/FmClKEodOS) You can also visit us at- http://indianmoney.com/ Like us on Facebook - https://www.facebook.com/IndianMoneycom/ Join our network on LinkedIn - https://bit.ly/3j0qZcF Follow us on Instagram - https://bit.ly/38YXR0G ----------------------- . . . . .. . . . . . . . . . . . .. . . . . . . . . . . . . . #FinancialFreedomApp #Debt #Howtocomeoutofdebt #Loans #thingstoconsiderbeforetakingaloan #Isitagoodideatotakeoutaloan #personalloan #homeloan #creditcardloan #businessloaninmalayalam #educationloaninmalayalam #Whataretheeasiestloanstoget #paydayloansinmalayalam #HowmuchcanIborrowwitha700creditscore #barrowing #instantloans #studentloans #howtotakeoutaloanat18 #everythingyouneedtoknowaboutloans #covid19loans #lowinterestloansinmalayalam #howtogetzerointerestrateloans #bankloansinterestrates #tipsfortakingoutaloan #MoneyLenders #savings #savemoney #financialplanning #budgeting #cashplanning #loan #creditcards #debts #outstandingdebts #payables #cashliquidity #liquidfunds #bonds #securities #unsecured #loans #cash #debtmanagement #cashflow
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What's the Best Approach to Achieve Big Financial Goals?A lot of us have big financial goals, something that is equivalent to a decade's worth of our salary. This could be anything, maybe a retirement goal or a child's higher education. Not every one of us thinks in such terms at the beginning of our careers. However, after working for 5-10 years, we start prioritizing these goals. Most of our set financial goals are big. So, these goals require a substantial part of our lifetime earnings as well as a number of years invested in the best asset class. A lot of you know that you require equity for such goals. They are a proven investment tool that can help you to grow your savings effectively over a long time frame and thus, help you achieve your big goals. However, some of us are confused about what's the best approach towards achieving our big financial goals. This blog will help you out in this respect. You can also get in touch with reputed financial expert firms such as Wealthclock Advisors. The 4 step approach towards achieving big financial goals Break it down - This is an extremely smart way to approach big goals. You can divide them into smaller milestone marker goals and this will make you more confident about achieving them. So, by doing this you can hope to achieve the fixed short-term goals and eventually, earn high in the long run. Definite timeframes will built-in flexibility - Apart from breaking down your goals, you should also attach certain timeframes to them. Like for instance if you are aiming to save about Rs 10 lakhs, then depending on your saving ability, you can decide the most helpful time frame to achieve those goals. Like if you are investing in mutual fund investment plans, you need to think for a longer time period. Select the right tools - You should decide on the investment assets, only after setting your goals. The decision process should be based on your set goals and not anything otherwise. If you have a goal that needs more time and money, then it is advised that you go for equity mutual funds instead of debt-based instruments. These are safe investments with high returns in India. Account for uncertainty - The truth is that the longer your investment horizon, the greater the possibility of uncertain events affecting your plan, despite having a great plan in motion. So, you must always consider uncertainty and luck in your planning process.
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Difference between Bond and Fixed Deposit | Bajaj FinanceInvesting is the first important step to grow your wealth, and can help you accumulate higher returns. However, not all investment options are low-risk, and you could lose your principal amount too. Usually, the higher your returns, the higher is the risk and vice versa. This is why investors look out for top investment plans, where they can earn stable returns, without worrying about losing your money. Bonds and Fixed Deposits are two such investment options, where your risks are low, but your returns are decent. Both these investment options have their own advantages, which makes it tricky to choose between bond and Fixed Deposits. Both these avenues are widely considered the two most popular alternatives for risk-averse investors across the world. While both bonds and FDs are ‘fixed income’ instruments, they vary considerably when it comes to different parameters. When it comes to bonds vs fixed deposits, investors make a choice, based on their focus on interest rates, periodic interest payouts, liquidity and rate of returns. Fixed Deposits are better than Bonds because of an increased flexibility and better liquidity. You can choose the right financier for your investments. Bajaj Finance Fixed Deposits provide you with stable returns along with the facilities of flexible tenor, online account management and a hassle-free Loan against Fixed Deposits. To find out more, please visit http://bit.ly/Bajaj_Finance_Fixed_Deposit Subscribe to our channel for latest updates and get answers to your queries: https://bit.ly/2L1u760 Watch the video to know how to use Bajaj Finance FD Calculator - https://www.youtube.com/watch?v=lamWz0pRGgI Like, Share and Comment on our videos. Connect with us on:- Facebook: https://www.facebook.com/bajajfinserv Linkedin: https://www.linkedin.com/company/bajaj-finserv-lending Twitter: https://twitter.com/Bajaj_Finserv Visit our website at http://bit.ly/Bajaj_Finserv_Official_Website Bajaj Finance Fixed Deposits make for a safe investment option that can help you earn strong returns for funding your retirement, buying an asset, or financing your children’s education or wedding. As a company FD, Bajaj Finance Fixed Deposits enable investors to deposit a sum of money for a fixed term. Over this period, the corpus invested earns interest, and offer some of the following benefits: • Get high safety and stable growth for your savings. • Enjoy attractive rates of return, with higher interest for senior citizens. • Ensure high security as your investments are uninhibited by market forces. • Choose between cumulative and non-cumulative payouts, depending on your requirements. • Start investing with just Rs. 25,000, and accumulate higher returns • Choose your tenor, as per your investment plan You can also liquidate your investments, during times of urgent needs. #fixed_deposit #fd #bajaj_finance_fixed_deposit #bajaj_finance_fd Bajaj Finserv is India’s fastest growing and most diversified non-banking financial corporation. Our robust business growth is driven by our belief system of never settling for good and chasing the great. It is this belief that shapes everything we do. Constantly reducing time and effort for the consumer, our wide portfolio of financial products and services are designed to make your life pursuits hassle-free. Disclaimer: As regards deposit-taking activity of the company, the viewers may refer to the advertisement in TOI & Maharashtra Times, dated 16 October 2018 for soliciting public deposits. The company is having a valid Certificate of Registration dated March 5, 1998, issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company. *Rate of interest per annum, applicable on a cumulative scheme tenor of 36-60 months for the respective customer categories. T&C apply. The additional rate of interest of 0.25% p.a. is over & above the published card rate. It is a limited period offer and is applicable on a Fixed Deposit up to Rs. 5 crore, renewed after 01 February, 2018. Depositors are advised to check the card rate and special category benefits on the day of investment by visiting: http://bit.ly/FD-Interest_and_Rates
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Sensex, Nifty Plummet Heavily, as Budget disappoints investorsIndian benchmark indices witnessed heavy selling pressure in the afternoon session as a fiscal deficit increased at 3.8-pc for FY20, and lack any statement on reduction in LTCG tax, and a new personal income tax plan, giving away no clear road-map of how the govt planned to boost India out of the reeling economic slowdown. The Sensex plummeted over 1200 points intraday and the Nifty dropped over 390 points at the days low level on the Budget day.To get updated Nifty trading tips and Nifty options tips visit our website. In her budget speech, the FM Mrs.Nirmala Sitharaman announced the govt planned to get rid of dividend distribution tax to recipients. She said certain govt securities will be open for foreign Portfolio investors. In addition, she announced income tax slash for individuals under the proposed tax changes, reducing taxes for individuals who do not claim whatever exemptions under the IT Act. On the closing bell, the BSE Sensex ended lower by 989 points to 39,735-level and the NSE Nifty dropped by 300 points at 11662-mark, dragging the markets at a deep bottom level. In the Sensex, out of thirty index constituents, only 6 constituents, including Tata Consultancy Service (TCS), Hindustan Unilever, Nestle India, Tech Mahindra, Infosys, Bharti Airtel settled the day in the green. On the downside, ITC, Laren & Toubro, HDFC, and SBI settled the day as top losers. On the Nifty, out of 50 constituents, only seven emerged including TCS, HUL, Nestle India. And on the down downside, ITC, Tata Motors, HDFC, L&T, and Zeel slipped the most. Except for the Nifty IT index, which ended in the green by 0.81 percent led by TCS, all the sectoral indices closed in the red. The reality or real estate stock slipped the most, down by over 8.15 percent, with a major cut in DLF-down by over 12 percent to Rs.228.95-per share, among other losers on the NSE.
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Stock Open: Market trade higher Ahead of Union Budget-2020Indian markets opened higher ahead of the economical survey to be presented in parliament by the Finance Minister. International signals are also seen as positive, which supported benchmark indices up. At the very opening, the Sensex gained 135 points and the Nifty gained 18 points in trade, and later the indices fluctuate with gains and losses. At around 10-am, the BSE benchmark Sensex traded higher at 41029, up by 115 points, while the NSE Nifty stood at 12047, up by 12 points. Track Stock Market Tips updates from here. Kotak Mahindra Bank, Bajaj Auto, IndusInd Bank, Yes Bank and Mahindra & Mahindra were among major gainers in the Nifty. On the downside, ONGC, PowerGrid, Tata Motors, Indian Oil Corp and Coal India led the major losses. Sectoral indices in the Nifty were mixed, moving between gains and losses, with the Metal index slipped the most, followed by marginal losses in IT, Pharma and FMCG. For Intraday Nifty tips visit our website. The Nifty Private Bank index rose the most, up by 0.83 percent followed by Nifty Bank, Financial Service, PSU Bank, Auto and Realty, which were trading positively. On commodity outlook, Crude Oil prices declined over 2 percent yesterday amid new concerns over the negative economic impact of the Coronavirus spread. In addition, foreign Institutional Investors reportedly sold shares approximately worth Rs.962-Cr and Domestic Institutional Investors purchased net over Rs.292-Cr, provisionally, as per market data.
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Sensex, Nifty Fluctuate, Top Stocks to Watch TodayKey benchmark indices opened lower following budget announcements. The New week has started on a weak note, with the Sensex trading lower by over 130 points in the starting session. Meanwhile, the rupee of India too opened near 3-week low at 71.65 per USD, down by 32-ps from Friday’s close of 71.33. At 9.55-am, the BSE Benchmark Sensex scaled at 39691-level down by 44 points and the NSE Nifty stood at 11654, down by 8 points. Crude Oil prices slipped once again on weaker demand from China following the coronavirus breakout. Brent crude oil was at USD55.83/bbl in early trade down by 1.4 percent, after losing nearly 12 percent in January, the steepest monthly decline since November 2018. Asian Paints, Indian Oil Corp, IndusInd Bank, Zee Entertainment and JSW Steel were among major gainers, whereas Bharti Infratel, Itc, Yes bank, Hero Motors Corp and HDFC Bank were among top losers in the Nifty. For Nifty tips visit our website. Sectoral indices are mixed with IT, Media, Metal and Pharma witness buying, whereas Banking, Realty, Auto and FMCG saw selling. Among stocks, Eicher Motors near 1 percent, after the Auto company posted a 13-pc decline in units sold, on a month-on-month basis. Quarterly Results: Adani Green Energy, Glaxo SmithKline, Titan Company, Apollo Pipes, Tata Chemicals, HUDCO, Galaxy Surfactants, Dr.Lal Pathlabs, Hawkins Cookers, Unichem Laboratories were among the major company that reports their Q3FY20 results today and tomorrow.
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